12 Month Installment Loans

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A 10000 loan bad credit is not a small amount of money and to borrow a large personal loan, you need to go to accredited financial institutions, for example, visiting a bank as reputable as Wells Fargo or Citibank. However, careful consideration has to be taken because falling into debt over such a big amount will have serious consequences if you cannot keep up with the repayments and go into default.

It is worth noting that in order to get approval for long term personal loans for 5000 dollars and above, you need to have a high credit score. Even if the economy is now recovering from the sub-prime crisis, these mainstream lenders are still very strict in their underwriting criteria for big loans that do not need collateral. Your account with them needs to be in good standing for them to consider your request for an installment loan over 12 months....